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Brim World Elite Mastercard · 2 % universal cash back

2% back All brands

How to use it

No annual fee (with sign-up). 2% on first $25k/yr, 1% after. Zero FX fees abroad.

This benefit can be factored into the best scenario if the brand and program conditions match.

Visit the official program ↗

💸 Net return after annual fee

The advertised gross return (4%, 3%, etc.) does not include the annual fee. Here is the effective return at different mileages.

✅ No fee — effective rate = gross rate.

Terms verified on 2026-05-23

Programs can change their terms. To compare all cards, return to the card matrix.