Gas cards & programs

Every known way to save at the pump in Quebec — ranked by value. Indicative estimate; verify official terms.

Shell loyalty transition

Shell states AIR MILES continues at Shell stations outside Alberta until May 25, 2026, then Scene+ rolls out to the rest of Canada on May 26, 2026. The calculator models the confirmed CAA fuel discount for now; Scene+ rules will be added once launch conditions are stable.

Shell AIR MILES terms ↗ Shell Scene+ transition ↗

💳 Credit card

Triangle Mastercard (Canadian Tire) · 4 % CT Money + Gas+

−3.0¢ + 4%

Applies toAll brands

Matching Quebec stations2,461

No annual fee. At Gas+ (Canadian Tire/Husky), instant -3¢/L + 4% in Canadian Tire Money. 7%+ effective if you already shop at Canadian Tire.

Details Official program ↗

🎟️ Loyalty program

PC Optimum @ Esso · -10¢/L on redemption

−10.0¢/L

Applies toEsso

Matching Quebec stations451

One-shot redemption, not an automatic discount on every fill. Use only if you have enough points in the wallet.

Details Official program ↗

💳 Credit card

CIBC Dividend Visa Infinite · 4 % cash back

4% back

Applies toAll brands

Matching Quebec stations2,461

Annual fee $120. Category cap $20,000 / year.

Details

💳 Credit card

Scotia Momentum Visa Infinite · 4 % cash back

4% back

Applies toAll brands

Matching Quebec stations2,461

Annual fee $120. Category cap $25,000 / year.

Details

🎟️ Loyalty program

Journie Rewards @ Ultramar · -7¢/L after 300 pts

−7.0¢/L

Applies toUltramar

Matching Quebec stations353

Do not apply by default — this is a triggered reward, not a permanent discount.

Details Official program ↗

💳 Credit card

RBC ION+ Visa · 3 % cash back (gas and more)

3% back

Applies toAll brands

Matching Quebec stations2,461

Annual fee $48. Combined cap $6,000 / year.

Details

💳 Credit card

Tangerine Money-Back · 2 % cash back (gas category)

2% back

Applies toAll brands

Matching Quebec stations2,461

No annual fee. No reasonable cap.

Details

💳 Credit card

American Express Cobalt · 2× points on gas

2% back

Applies toAll brands

Matching Quebec stations2,461

2 Membership Rewards points/$ on gas and transit. ~2% value when transferred to airlines. Not every merchant accepts Amex.

Details Official program ↗

💳 Credit card

Brim World Elite Mastercard · 2 % universal cash back

2% back

Applies toAll brands

Matching Quebec stations2,461

No annual fee (with sign-up). 2% on first $25k/yr, 1% after. Zero FX fees abroad.

Details Official program ↗

🔗 Loyalty combo

RBC × Petro-Canada · -3¢/L instant

−3.0¢/L

Applies toPetro-Canada, Petro Canada

Matching Quebec stations423

Link Petro-Points + RBC card at the pump.

Details Official program ↗

🔗 Loyalty combo

CAA-Québec × Shell · -3¢/L fuel

−3.0¢/L

Applies toShell

Matching Quebec stations387

In Quebec, the confirmed benefit is on fuel. Car-wash / convenience perks may vary by province.

Details Official program ↗

🎟️ Loyalty program

+ Avion Rewards (RBC Avion card only) · up to 2.8¢/L

−2.8¢/L

Applies toPetro-Canada, Petro Canada

Matching Quebec stations423

RBC Avion cardholders only. Estimated value per Avion point at the best redemption rate. Not applied by default.

Details Official program ↗

💳 Credit card

Desjardins Cash Back World Elite Visa · 1 % to 5 %

1% back

Applies toAll brands

Matching Quebec stations2,461

Quebec default card — Desjardins is the dominant network. 1% base on gas, 5% groceries & gas in select months. $130/yr fee.

Details Official program ↗

💳 Credit card

Neo Mastercard · 1% standard, more at partners

1% back

Applies toAll brands

Matching Quebec stations2,461

No fee. Not the highest gas rebate, but useful as a second card for partner merchants (restaurants, travel).

Details Official program ↗

🔗 Loyalty combo

Costco × CIBC Costco MC · 1 % at the pump

1% back

Applies toCostco

Matching Quebec stations18

Costco gas does NOT earn the 2% Executive reward.

Details

🔗 Loyalty combo

+ RBC Petro-Points bonus · ~1.2¢/L value

−1.2¢/L

Applies toPetro-Canada, Petro Canada

Matching Quebec stations423

1.2¢/L in Petro-Points (1,000 pts = $1).

Details

🔗 Loyalty combo

PC Optimum @ Esso/Mobil · ~1¢/L in points

−1.0¢/L

Applies toEsso, Mobil

Matching Quebec stations463

Base: 10 PC Optimum pts/L on fuel (1,000 pts = $1). Some PC Financial cards add points.

Details Official program ↗

How they combine

On a station page, we automatically compute the best applicable recurring scenario: brand-linked discounts, base points, and a single generic percentage credit card. Conditional redemptions (PC Optimum 10¢/L, Journie 7¢/L) are shown as opportunities and only enter personal ranking when the user activates them in their wallet.

Example: Petro-Canada at 198.9¢ + linked RBC card → −3¢ instant + 1.2¢ Petro-Points + up to 2.8¢ Avion = 191.9¢ effective.

⚠️ All terms, caps and categories are subject to change. Consult each program before subscribing.