💳 Real fuel cost

Cards, loyalty and discounts without fake stacking.

Compare known recurring savings in Quebec. Card visuals remain generic until InfoGas receives an official creative and verifiable commercial permission.

Category illustration — no real card or offer.

Shell loyalty transition

Shell states AIR MILES continues at Shell stations outside Alberta until May 25, 2026, then Scene+ rolls out to the rest of Canada on May 26, 2026. The calculator models the confirmed CAA fuel discount for now; Scene+ rules will be added once launch conditions are stable.

💳 Credit card

Triangle Mastercard (Canadian Tire) · 4 % CT Money + Gas+

−3.0¢ + 4%
Applies toAll brands
Matching Quebec stations2,470

No annual fee. At Gas+ (Canadian Tire/Husky), instant -3¢/L + 4% in Canadian Tire Money. 7%+ effective if you already shop at Canadian Tire.

Details Official program ↗

🎟️ Loyalty program

PC Optimum @ Esso · -10¢/L on redemption

−10.0¢/L
Applies toEsso
Matching Quebec stations454

One-shot redemption, not an automatic discount on every fill. Use only if you have enough points in the wallet.

Details Official program ↗

💳 Credit card

CIBC Dividend Visa Infinite · 4 % cash back

4% back
Applies toAll brands
Matching Quebec stations2,470

Annual fee $120. Category cap $20,000 / year.

Details

💳 Credit card

Scotia Momentum Visa Infinite · 4 % cash back

4% back
Applies toAll brands
Matching Quebec stations2,470

Annual fee $120. Category cap $25,000 / year.

Details

🎟️ Loyalty program

Journie Rewards @ Ultramar · -7¢/L after 300 pts

−7.0¢/L
Applies toUltramar
Matching Quebec stations351

Do not apply by default — this is a triggered reward, not a permanent discount.

Details Official program ↗

💳 Credit card

RBC ION+ Visa · 3 % cash back (gas and more)

3% back
Applies toAll brands
Matching Quebec stations2,470

Annual fee $48. Combined cap $6,000 / year.

Details

💳 Credit card

Tangerine Money-Back · 2 % cash back (gas category)

2% back
Applies toAll brands
Matching Quebec stations2,470

No annual fee. No reasonable cap.

Details

💳 Credit card

American Express Cobalt · 2× points on gas

2% back
Applies toAll brands
Matching Quebec stations2,470

2 Membership Rewards points/$ on gas and transit. ~2% value when transferred to airlines. Not every merchant accepts Amex.

Details Official program ↗

💳 Credit card

Brim World Elite Mastercard · 2 % universal cash back

2% back
Applies toAll brands
Matching Quebec stations2,470

No annual fee (with sign-up). 2% on first $25k/yr, 1% after. Zero FX fees abroad.

Details Official program ↗

🔗 Loyalty combo

RBC × Petro-Canada · -3¢/L instant

−3.0¢/L
Applies toPetro-Canada, Petro Canada
Matching Quebec stations425

Link Petro-Points + RBC card at the pump.

Details Official program ↗

🔗 Loyalty combo

CAA-Québec × Shell · -3¢/L fuel

−3.0¢/L
Applies toShell
Matching Quebec stations390

In Quebec, the confirmed benefit is on fuel. Car-wash / convenience perks may vary by province.

Details Official program ↗

🎟️ Loyalty program

+ Avion Rewards (RBC Avion card only) · up to 2.8¢/L

−2.8¢/L
Applies toPetro-Canada, Petro Canada
Matching Quebec stations425

RBC Avion cardholders only. Estimated value per Avion point at the best redemption rate. Not applied by default.

Details Official program ↗

💳 Credit card

Desjardins Cash Back World Elite Visa · 1 % to 5 %

1% back
Applies toAll brands
Matching Quebec stations2,470

Quebec default card — Desjardins is the dominant network. 1% base on gas, 5% groceries & gas in select months. $130/yr fee.

Details Official program ↗

💳 Credit card

Neo Mastercard · 1% standard, more at partners

1% back
Applies toAll brands
Matching Quebec stations2,470

No fee. Not the highest gas rebate, but useful as a second card for partner merchants (restaurants, travel).

Details Official program ↗

🔗 Loyalty combo

Costco × CIBC Costco MC · 1 % at the pump

1% back
Applies toCostco
Matching Quebec stations18

Costco gas does NOT earn the 2% Executive reward.

Details

🔗 Loyalty combo

+ RBC Petro-Points bonus · ~1.2¢/L value

−1.2¢/L
Applies toPetro-Canada, Petro Canada
Matching Quebec stations425

1.2¢/L in Petro-Points (1,000 pts = $1).

Details

🔗 Loyalty combo

PC Optimum @ Esso/Mobil · ~1¢/L in points

−1.0¢/L
Applies toEsso, Mobil
Matching Quebec stations466

Base: 10 PC Optimum pts/L on fuel (1,000 pts = $1). Some PC Financial cards add points.

Details Official program ↗

How they combine

On a station page, we automatically compute the best applicable recurring scenario: brand-linked discounts, base points, and a single generic percentage credit card. Conditional redemptions (PC Optimum 10¢/L, Journie 7¢/L) are shown as opportunities and only enter personal ranking when the user activates them in their wallet.

Example: Petro-Canada at 198.9¢ + linked RBC card → −3¢ instant + 1.2¢ Petro-Points + up to 2.8¢ Avion = 191.9¢ effective.

⚠️ All terms, caps and categories are subject to change. Consult each program before subscribing.