credit-card

Neo Mastercard · 1% standard, more at partners

1% back All brands

How to use it

No fee. Not the highest gas rebate, but useful as a second card for partner merchants (restaurants, travel).

This benefit can be factored into the best scenario if the brand and program conditions match.

Visit the official program ↗

💸 Net return after annual fee

The advertised gross return (4%, 3%, etc.) does not include the annual fee. Here is the effective return at different mileages.

✅ No fee — effective rate = gross rate.

Terms verified on 2026-05-23

Programs can change their terms. To compare all cards, return to the card matrix.