🏆 By gas brand
Best credit card by gas brand
Every major brand has its own best stack. Pick your usual chain to see the winning combo — combo card + generic card — and the per-litre value.
Petro-Canada
Petro-Points combined with an RBC card remains one of the deepest discounts at the pump in Quebec.
Shell
Shell's AIR MILES program ends in 2026 and migrates to Scene+. CAA-Québec gives members 3¢/L off fuel.
Costco
Costco prices already run 5-15¢/L below market. CIBC Costco Mastercard adds 3% back on Costco gas.
Esso
Esso/Mobil uses PC Optimum: 10 pts/L base, and -10¢/L redemptions from 4,000 pts (max 40 L).
Ultramar
Ultramar runs Loyalty Carrousel + AIR MILES. Strong presence in rural Quebec.
Couche-Tard
Couche-Tard doesn't have a strong native rewards card. A brand-agnostic cashback card is your best tool here.
Irving
Irving Rewards offers 5¢/L on the first 100 L per month, then 2¢/L. Stacks with Mastercard.
Crevier
Quebec independent chain. No strong native rewards — a brand-agnostic cashback card is your best move.
Olco
Small Quebec independent. Stack with a 2-4% cashback card to optimize.
Pétro-T
Regional Quebec independent. A generic cashback card is still the best tool.
Gas+
Gas+ (Canadian Tire / Husky) — the Triangle Mastercard gives instant -3¢/L + 4% in Canadian Tire Money.
Sunoco
Sunoco sells Top Tier fuel in Quebec. No national program — optimize via a generic cashback card.
💡 Our method: we combine instant per-litre discounts (combo programs like RBC × Petro-Canada), loyalty-program value, and percentage cashback. Annual fees amortised over 1,500 L/year. Ranking reflects net value for a typical Quebec driver in 2026.
🔗 Some links are affiliate links — clearly marked on detail pages. Rankings are not influenced by commission; we systematically cite official programs even when they don't pay a commission.