🏆 Best card by brand

Best credit card for 🏬 Costco gas

Costco prices already run 5-15¢/L below market. CIBC Costco Mastercard adds 3% back on Costco gas.

Stacked savings

-11.7 ¢/L

with the best stack (2 cards)

Quebec stations

18

Regular avg

173.5 ¢/L

50 L fill

$86.75

posted price

50 L savings

-$5.84

with best stack

🥇 The winning combination

Stack these 2 cards to maximize savings at Costco.

1

Costco × CIBC Costco MC · 1 % at the pump

Costco gas does NOT earn the 2% Executive reward.

-1.7 ¢/L No annual fee Net after fee: 1.7 ¢/L
2

Triangle Mastercard (Canadian Tire) · 4 % CT Money + Gas+

No annual fee. At Gas+ (Canadian Tire/Husky), instant -3¢/L + 4% in Canadian Tire Money. 7%+ effective if you already shop at Canadian Tire.

-9.9 ¢/L No annual fee Net after fee: 9.9 ¢/L
See official program ↗

🔗 Affiliate links. InfoGas may earn a commission when you apply via these links, at no extra cost to you. The discount amounts come from each issuer's official program — verify terms on their site.

🎁 Loyalty program

Costco membership required (~$60/yr Gold Star, ~$120 Executive — Executive gives 2% reward on most purchases including gas).

📊 Quebec network

~18 stations in Quebec — often the cheapest in their region. Long lines to avoid at peak hours.

All applicable cards ranked

Effective per-litre value, net of annual fee amortised over 1,500 L/year.

Card Gross Net

Triangle Mastercard (Canadian Tire) · 4 % CT Money + Gas+

-9.9 ¢/L -9.9 ¢/L

Tangerine Money-Back · 2 % cash back (gas category)

-3.5 ¢/L -3.5 ¢/L

Brim World Elite Mastercard · 2 % universal cash back

-3.5 ¢/L -3.5 ¢/L

RBC ION+ Visa · 3 % cash back (gas and more)

-5.2 ¢/L -2.0 ¢/L

Neo Mastercard · 1% standard, more at partners

-1.7 ¢/L -1.7 ¢/L

Costco × CIBC Costco MC · 1 % at the pump

Costco-specific
-1.7 ¢/L -1.7 ¢/L

CIBC Dividend Visa Infinite · 4 % cash back

-6.9 ¢/L --1.1 ¢/L

Scotia Momentum Visa Infinite · 4 % cash back

-6.9 ¢/L --1.1 ¢/L

American Express Cobalt · 2× points on gas

-3.5 ¢/L --6.9 ¢/L

Desjardins Cash Back World Elite Visa · 1 % to 5 %

-1.7 ¢/L --6.9 ¢/L

⛽ Cheapest Costco in Quebec

Map →
Station Regular
Costco Vaudreuil-Dorion
22400 ch. Dumberry, Vaudreuil-Dorion
166.9 ¢/L
Costco Boucherville
635 ch. de Touraine, Boucherville
167.9 ¢/L
Costco Saint-Bruno
1000 boul. Saint-Bruno, Saint-Bruno-de-Montarville
167.9 ¢/L
Costco Terrebonne
870 montée des Pionniers, Terrebonne
169.9 ¢/L
Costco Brossard
9430 boul. Taschereau, Brossard
169.9 ¢/L
Costco Candiac
60 rue Strasbourg, Candiac
169.9 ¢/L

Other brands

Methodology

Ranking combines the instant per-litre discount (combo cards like RBC × Petro-Canada) with loyalty-program value (PC Optimum, Petro-Points) and percentage cashback (applied to the current Quebec reference price: 173.5 ¢/L).

Annual fees are amortised over a typical Quebec driver's 1,500 L/year (~18,000 km at 8.3 L/100). If you drive more, adjust: a $120 fee is 8 ¢/L at 1,500 L but 4 ¢/L at 3,000 L.

This is not financial advice under AMF regulations — it's a public comparison of programs as advertised by each issuer. Verify terms on their site before applying.