🏆 Best card by brand

Best credit card for 🛢️ Esso gas

Esso/Mobil uses PC Optimum: 10 pts/L base, and -10¢/L redemptions from 4,000 pts (max 40 L).

Stacked savings

-11.2 ¢/L

with the best stack (2 cards)

Quebec stations

464

Regular avg

180.7 ¢/L

50 L fill

$90.35

posted price

50 L savings

-$5.61

with best stack

🥇 The winning combination

Stack these 2 cards to maximize savings at Esso.

1

PC Optimum @ Esso/Mobil · ~1¢/L in points

Base: 10 PC Optimum pts/L on fuel (1,000 pts = $1). Some PC Financial cards add points.

-1.0 ¢/L No annual fee Net after fee: 1.0 ¢/L
See official program ↗
2

Triangle Mastercard (Canadian Tire) · 4 % CT Money + Gas+

No annual fee. At Gas+ (Canadian Tire/Husky), instant -3¢/L + 4% in Canadian Tire Money. 7%+ effective if you already shop at Canadian Tire.

-10.2 ¢/L No annual fee Net after fee: 10.2 ¢/L
See official program ↗

🔗 Affiliate links. InfoGas may earn a commission when you apply via these links, at no extra cost to you. The discount amounts come from each issuer's official program — verify terms on their site.

🎁 Loyalty program

PC Optimum (1,000 pts = $1). Some PC Financial cards add bonus points at the pump.

📊 Quebec network

~340 stations in Quebec, Mobil included. Strong highway presence. PC Optimum redemptions very popular.

All applicable cards ranked

Effective per-litre value, net of annual fee amortised over 1,500 L/year.

Card Gross Net

Triangle Mastercard (Canadian Tire) · 4 % CT Money + Gas+

-10.2 ¢/L -10.2 ¢/L

Tangerine Money-Back · 2 % cash back (gas category)

-3.6 ¢/L -3.6 ¢/L

Brim World Elite Mastercard · 2 % universal cash back

-3.6 ¢/L -3.6 ¢/L

RBC ION+ Visa · 3 % cash back (gas and more)

-5.4 ¢/L -2.2 ¢/L

Neo Mastercard · 1% standard, more at partners

-1.8 ¢/L -1.8 ¢/L

PC Optimum @ Esso/Mobil · ~1¢/L in points

Esso-specific
-1.0 ¢/L -1.0 ¢/L

CIBC Dividend Visa Infinite · 4 % cash back

-7.2 ¢/L --0.8 ¢/L

Scotia Momentum Visa Infinite · 4 % cash back

-7.2 ¢/L --0.8 ¢/L

American Express Cobalt · 2× points on gas

-3.6 ¢/L --6.8 ¢/L

Desjardins Cash Back World Elite Visa · 1 % to 5 %

-1.8 ¢/L --6.9 ¢/L

⛽ Cheapest Esso in Quebec

Map →
Station Regular
Place Saint Bernard de Lacolle inc.
105 ch. Pleasant Valley sud, Saint-Bernard-de-Lacolle
163.9 ¢/L
9442-1351 Québec Inc.
3820 boul. Harvey, Saguenay
165.1 ¢/L
CANEX - BFC Bagotville
3 Rue Wing, Saguenay
165.1 ¢/L
Ouellet et Jobin Inc
50 boul. Tadoussac, Saint-Fulgence
165.1 ¢/L
Sagamie du Vieux Pont inc.
2319 rue Saint-Jean-Baptiste, Saguenay
165.1 ¢/L
Services automobiles Places d'Armes inc.
138 rue Dubé, Saguenay
165.1 ¢/L

Other brands

Methodology

Ranking combines the instant per-litre discount (combo cards like RBC × Petro-Canada) with loyalty-program value (PC Optimum, Petro-Points) and percentage cashback (applied to the current Quebec reference price: 180.7 ¢/L).

Annual fees are amortised over a typical Quebec driver's 1,500 L/year (~18,000 km at 8.3 L/100). If you drive more, adjust: a $120 fee is 8 ¢/L at 1,500 L but 4 ¢/L at 3,000 L.

This is not financial advice under AMF regulations — it's a public comparison of programs as advertised by each issuer. Verify terms on their site before applying.